Auto Insurance

When discussing your auto policy with one of our experienced agents, be sure to consider the following coverages:

Liability Coverage- also known as "property damage/bodily injury", liability coverage helps cover expenses from damaging a vehicle or injuring a person in an accident

Collision Coverage- helps pay for damage to your car after an accident involving another vehicle

Comprehensive Coverage- helps pay for damage to your car from vandalism, weather events, and accidents involving animals

Uninsured/Underinsured Motorist Coverage- helps protect you and your vehicle from uninsured drivers, hit-and-run accidents, and from drivers who do no thave enough insurance to cover the costs of an accident

Medical Payments Coverage- helps to cover medical costs related to an accident, regardless of who is at fault

Personal Injury Protection (PIP) Coverage- can help defray costs from mediical bills and lost wages as the result of an accident.

Vanishing Deductible- rewards safe drivers by reducing deductibles $100 for every year of safe driving

Accident Forgiveness- avoids rate increases following the first at-fault accident on your policy

Gap Insurance Coverage- helps cover the amount you owe on your new car after an accident

Roadside Assistance Coverage- optional insurance coverage that helps you if you need a tow, run out of gas, or get a flat.

Rental Reinburesement Coverage- helps pay for a rental car if your vehicle can't be driven after an accident

OEM Coverage- stands for 'original equipment manufacturer' coverage, and ensures the use of original factory equipment when replacing damaged parts after a covered cause of loss.

Minor Violation Foregiveness - if included on your policy, your premium rate will not be increased with minor violations and tickets

Total Loss Deductible- if included on your policy, you are not responsible to pay a deducible in the case of a total loss

 

There are also many discounts to take advantage of including:

Multi-Policy Discount, Auto Financial Discount, Affinity Discount, New Vehicle Discount, Good Student Discount, Defensive Driving Discount, Anti-Theft Discount, and the Farm Bureau Membership Discount.

 

In addition to insuring the family car, we provide coverage for: Motorcycles, Recreational Vehicles, Snowmobiles, ATV's & Golf Carts

Call us TODAY for a no obligation, free insurance consultation and quote!